,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,*,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,*,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,*,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,*,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,*,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,*,Chapter 21,Insurance of Exports,出口保险,Warm-up Questions,What do you know about export insurance?,Can you tell the class the importance of insurance in exports?,How many categories of export insurance do you know?,New words,1.contingent a.意外的event意外事件,2.peril n.危险；危难,3.party n.当事人,4.subject-matter n.标的物,5.to ascertain vt.确定；弄清,6.particulars n.细节；详细情况,7.to diminish vi.减少,8.riot n.暴乱,9.to write vt.文中当“承保=to underwrite,也可译成“给保险,Useful Phrases and Idiomatic Expressions,1.to indeminify sb.against loss 保护某人使其免受损失；赔偿某人的损失=to protect sb.against loss,2.to arise from.由.所引起；由.而产生,3.high sea 公海,4.inland waters 内陆水域注意water必须用复数,5.to be incidental to the sea voyage海上航程易发生的或引起的,6.to take out the marine insurance购置/获得/取得海上保险(take out=buy),1.transferring and distributing risks of loss 转移与分摊损失风险,2.valued policy 定值保单,3.unvalued policy 不定值保单,4.voyage policy 航程保单,5.time policy 定期保单,6.mixed policy 混合保单,7.floating policy 流动保单,Notes,8.open cover 预约保单；预约保险也可用open policy表示,It is an insurance document in which the insurer agrees to cover any voyage undertaken by the policyholders vessel(s)or any cargo shipped by a particular shipper.A policy condition requires a declaration to be completed on a weekly,monthly,or quarterly basis indicating the vessels involved,the commodities carried,and the voyages undertaken.Insurers use the declaration to calculate the premium.The main advantage of a policy of this kind is that the insurer can be confident that all cargos have insurance cover without the need to notify insurers of the details before the voyage.In some cases there may be a policy limit above which the insurance ceases.On such policies it is necessary to keep a running total of the sum insured to make sure that the policy limit is not exceeded.,Notes,9.aviation insurance 航空保险,10.insurance broker 保险经纪人,a person who is registered to offer advice on all insurance matters and arrange cover on behalf of the client with an insurer.An insurance brokers income comes from commission paid to him by insurers,usually in the form of an agreed percentage of the first premium or on subsequent premiums.,Notes,Insurance of Exports,Definition of Insurance,Insurance is defined as a contract whereby one party undertakes to indemnify another against loss,damage,or liability arising from a contingent or unknown event.,It is a means of transferring and distributing risk of loss,Two Major Categories of Insurance of Exports,Marine Insurance,Aviation Insurance,Insurance of Exports,What is meant by marine insurance?,Who is obligated to take out marine insurance?,What are the usual types of marine insurance?,Valued and unvalued policies,Voyage,time and mixed policies,Floating policies,Open covers,Blanket policies,What risks are covered by marine insurance?,Marine Insurance,Aviation insurance is taken out through marine insurance brokers.,The greater part of air cargo insurance is underwritten in the marine market by both Lloyds and the companies but a certain amount is written by specialized aviation insurance companies.,Aviation Insurance,Questions to be Answered,What are the major categories of insurance of exports?,What is meant by marine insurance?,Who has the duty to take out marine insurance?,What are the common types of marine insurance policies?,What is the main advantage of an open cover?,This is the end of Chapter 21,