,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,山东外贸职业学院 商务外语系,*,Lesson 16 Insurance,保险,Learning Objectives,To be able to discuss different insurance coverage in ocean cargo transportation,To be able to use related expressions and sentence patterns to describe insurance terms,To learn how to arrange insurance with the underwriter,Conversation A,Focus on:,A general inquiry about OMCC,Coverage of three basic risks,Special additional risks,Extra premium,Notes,1.insurance 保险,该词有以下介词可以搭配：,保险的标的物，如：,Insurance on 1,000 sets electric fans.,为1,000台电风扇投保,保险金额，如：,insurance for 110%of the invoice value,按发票金额的110%投保,insurance,on,insurance,for,保险险别，如：,insurance against All Risks and War Risk,投保一切险和战争险,保险费，如：,insurance at a premium of 5,按5的保险费投保,保险公司，如：,insurance with PICC,在中国人民保险公司投保,insurance,against,insurance,at,insurance,with,2.cover vt.投保，给保险,可接如下宾语：,1“insurance一词,Have you covered insurance on our order of 50,000 scanners?,你们为我们订的50,000台扫描仪投保了吗？,2保险金额,We usually cover 10%above the invoice value.,我们通常按发票金额的110%投保。,3货物,We normally cover this item against All Risks and TPND.,这种货我们通常投保一切险和偷窃、提货不着险。,4险别,Do you cover FWRD on this item?,这种货你们投保淡水雨淋险吗？,5保险受益人,This insurance policy covers us against All Risks.,本保险单为我们投保了一切险。,除了cover insurance之外，“投保的其它表达方法还有：,effect insurance,arrange insurance,take out insurance,3.Insure v.保险，投保,insure一词跟cover不同，除了可以接货物、保险受益人直接作宾语外，接保险金额、险别时都要用相应的介词，如：,We normally,insure this item against,All Risks and TPND.,这种货我们通常投保一切险和偷窃、提货不着险。,This insurance policy,insures us against,All Risks.,本保险单为我们投保了一切险。,We usually,insure for,10%above the invoice value.,我们通常按发票金额的110%投保。,Do you,insure against,FWRD on this item?,这种货你们投保淡水雨淋险吗？,We usually insure against All Risks for 110%of the invoice value.,我们通常按照发票金额的,110%,投保一切险。,这句话还可以表达为：,We usually insure against All Risks for 10%,above,the invoice value.,We usually insure against All Risks for the invoice value,plus,10%.,5.risks not incidental to transport by sea.不是由海运附带的风险,incidental(to),易发生的，附带的,Sellers will not in any event,be liable for,incidental or consequential damages.,卖方对附带的或随后产生的破损概不负责。,Losses,incidental to,delay in shipment might be serious.,随同延迟装运而带来的损失可能很严重。,6.,In that case Id rather have 110%.这样的话，我还是投保110%吧。,in this case,如果这样，在这种情况下,in that case,如果那样，在那种情况下,if thats the case,如果那样,In that case,I have no more to say.,如果是那样，我无话可说。,I must leave if thats the case.,如果情况如此，我必须动身了。,In this case,we may take the matter into consideration.在这种情况下，我们可以考虑此事。,Conversation B,Focus on:,A particular inquiry about suitable coverage,Breakage Risk&Franchise,Notes,1.porcelain itself is liable to be broken,瓷器本身容易破碎,be liable to指“会的，有倾向的，如：,Tea is liable to be spoiled by dampness in long-distance ocean transportation.,茶叶在长途海洋运输中容易受潮。,另外，to做介词时，be liable to+名词，指“有危险的，可能遭受的，易患的，如：,Heisliabletoheartattacks.,他容易发心脏病。,表示“有倾向，“易于还可以用be apt to，如：,Acarelesspersonisapttomakemistakes.,粗心的人易犯错误。,2.Since machine tools are not delicate goods and are unlikely to be damaged in transit,FPA is enough.,因为机床不是易碎货，不太可能在运输途中受损，所以平安险就够了。,be unlikely to 没有多大可能会,be likely to 可能会,Please remind me because Im likely to forget.,请提醒我一下，因为我很可能会忘记。,Conversation C,Focus on:,Asking for damage compensation,Underwriters refusal to compensate,Notes,1.Your insurance only protects you from the damages that happen in transit.,你们的保险只是保护你们免受运输途中的损失。,protect sb from(against),保护某人免受,Will this type of sun block protect me from ultraviolet light.这种遮阳罩会保护我不受紫外线的照射吗？,These gloves will protect your hands against the cold.,戴上这双手套你的手就冻不着了。,2.You should contact them and see what they have to say.你应该找他们联系，看他们怎么说。,contact vt.n.联系,I tried to,contact him at,his office but he wasnt in.,我试图到他办公室找他，但他不在。,You can,contact me on,3564789.,你可以打3564789找我。,Have you been,in contact with,Andrew recently?,你最近与Andrew联系了吗？,Id hate to,lose contact with,my old school friends.,我不愿与老校友失去联系。,Exercises,Exercise II,Pattern drills.Make sentences with the following,italicized,expressions:,1.We usually insure against All Risks for 110%of the invoice value.,Now you try:,a.我们已按发票金额的110%投保了水渍险及战争险。,b.你方可以按发票金额的130%为该货投保这些险吗？,c.请按发票金额的110%投保破碎险breakage。,d.每家公司都给自己的财产property保险，以防发生损失。,a.We have insured against WPA and War Risk for 110%of the invoice value.,b.Can you insure the goods for 30%above the invoice value?,c.Please insure against Breakage for the invoice value plus 10%.,d.Every company has their properties insured in order to avoid possible loss.,key,2.Well,roughly speaking,F.P.A.covers total loss resulting from both natural calamities and accidents,and partial loss caused by accidents.,Now you try:,a.大概地说，该地区有四分之三的男人抽烟。,b.大概地说，今年我公司的营业额比去年增长8%。,c.大概地说，宝洁公司P&G的产品在我地有80%的市场份额。,d.大概地说，我公司在R&D方面的开支占account for纯利润的7%。,a.Roughly speaking,about three fourth of men in this area smoke.,b.Roughly speaking,our revenue of this year has increased by 8%compared to last year.,c.Roughly speaking,P&G products have occupied for 80%market share in our place.,d.Roughly speaking,our R&D expenditure has accounted for 7%of the net profit.,key,3.In that case,you can cover F