,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,*,*,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,*,*,Chapter 4 国际结算业务,背对背跟单信用证,代收行；收款行,承兑交单或付款交单,可转让跟单信用证,通知行,汇款，汇付,拒付通知,议付跟单信用证,托收托付书,跟单信用证,开证行,跟单托收,不行撤销保兑跟单信用证,议付行,托收行，托付行；汇款行，汇出行,汇入行,电汇和票汇,2023年7月,1,Classify the above technical terms in Column A into the following three categories.,Note:Remittance 汇款 既是国际结算的一种方式，在信用证和托收业务中也是或不行缺的。,Continue,6,、,10,、,16,、,17,2,、,4,、,5,、,7,、,9,、,11,、,13,、,14,1,、,3,、,8,、,10,、,12,、,15,、,Words&Sentences,1.收款行,receiving bank,Q:What is T/T?,A:T/T is actually a cipher telegram sent by the remitting bank to the receiving bank.,电汇实际上是汇出行拍发给汇入行的加密电报。,2.汇票,draft,Q:What is D/D?,A:It”s short for Demand Draft.,它是即期汇票的简称。它是用银行的即期汇票汇款的一种方式。,Q:When could we apply for D/D?,A:Before your journey to the foreign country,you can apply for D/D,which means a domestic bank draws a sight bill on this foreign correspondent bank.,去国外旅行前您可以申请票汇，也就是说国内银行会为您签发一张国外合作银行的即期汇票。,3.金额,figure,您应当用数字和文字两种方式填写金额。,You should write the amount both in words and figures.,4.退款,refund,您需要我们将退款存入您的账户吗？,Would you like us to credit the refund to your account?,5.保证函损害补偿保证书,Letter of Indemnity,6.赔偿,reimburse,保证函规定假设收款人兑现即期汇票，将由您来偿付该笔款项。,The Letter of Indemnity states that you will reimburse us if the beneficiary claimed the money.,7.付款交单,D/P=documents against payment,8.承兑交单,D/A=documents against acceptance,9.跟单托收,documentary collection,10.光票托收,clean collection,汇票已经交银行按光票托收。,The draft has been handed to the bank on clean collction.,11.国际结算,international settlement,实现,effect,我来办理国际结算。我们公司想要在信用证下付汇。,Im here for an international settlement.Our company will effect a payment under a L/C.,12.财政状况,finance position,您可以调查一下我的客户PB公司的财务状况吗？,Could you make an investigation of the finance position of our customer,PB company?,很欢快地告知您，您的贸易伙伴是一家声誉很好的合资公司，没有任何不良记录。,Im glad to inform you that your partner is a joint venture with good reputation,and has never any bad record.,13.担保人,underwriter,中国企业进展国际贸易时我们充当其担保人。,We act as an underwriter for Chinese enterprises when they have international trade.,14.波动，涨落,fluctuate,汇率是指一种货币用另一种货币表示的价格。它总是依据供需状况在不断波动。,The exchange rate is the price of one currency in terms of another.It fluctuates all the time,according to the supply and demand.,The parties concerned in an L/C,开证申请人,applicant,开证行,issuing/opening bank,通知行,advising/notifying bank,受益人,beneficiary,保兑行confirming bank:依据开证行的要求，在信用证上加具保兑的银行。保兑行 在信用证加具保兑后，必需担当付款或议付的责任。,议付行negotiating bank:应信用证受益人的恳求，依据信用证规定条款，审核无误后予以议付，然后将单据寄给开证行或指定银行，收回垫款的银行。,转递行transmitting bank:将开证行开立的信用证原件转给受益人的银行。,付款行 paying bank:在收到开证行的信用证后，以自己的通知书格式照录后通知受益人。,偿付行reimbursing bank:指承受开证行的托付，代开证行归还议付垫款的银行。,1.How many parties are involved in the documentary L/C business?,2.Which do you think most probably acts as a confirming bank,issuing bank or advising bank?,Four basic parties:an applicant,a beneficiary,an issuing bank,an advising bank.,The advising bank.The issuing bank may probably request the advising bank to add its confirmation to the credit if the applicant gives such instructions.,3.By whom and to whom will the advice of the letter of credit be sent?,4.Try to give the counterpart of each of the letters of credit given in the table.,The advice of the letter of credit will be sent by the advising bank to the beneficiary.,Continue,Back,Irrevocable Letter of Credit,Unconfirmed Documentary,Letter of Credit,Payment Documentary,Letter of Credit,Sight Documentary,Letter of Credit,Clean Letter of Credit,Continue,Transferable Documentary Letter of Credit,Back-to-Back Documentary Letter of Credit,Standby Letter of Credit,Anticipatory Letter of Credit(Red Clause Credit),Reciprocal Letter of Credit,Revolving Letter of Credit,Continue,Task 4 Group discussion,Try to describe the procedure of an L/C business in groups according to the given flow chart.,Back,Importer,Issuing Bank,Advising Bank,1.Sales Contract,2.Application for an L/C,11.Payment against documents,6.Presenting for payment,4.Advice of the L/C,7.Forwarding documents and L/C,3.Issuance of the L/C,8.Making payment,5.Shipment of Goods,12.Delivery of Goods,9.Making payment,Exporter,10.Advising documents,Shipping Company,Flow Chart of the Procedure for L/C Business:,Back,Task 4 Role-Playing,Role-play a conversation in pairs according to the situation and tasks given below.,Back,Situation:,Johnson is a young merchant.He has to have a letter of credit as the means of payment according to the sales contract with the seller,but he does not know how to apply for an L/C and what are required for the issuance of an L/C.So he comes to consult Mr.Zhang,an experienced clerk from the Department of Settlement,Guangdong Branch of Bank of China.,2023年7月,1,Back,Continue,Tasks of each role:,Say hello to Mr.Zhang;,Present the signed sales contract and apply for issuance of an irrevocable confirmed negotiation documentary credit;,Give detailed description of the transaction to be settled:,Promise to use documents of title to the goods(bill of lading)as security or collateral;,Give instructions for the L/C:,Johnson,Detailed descript